⚡ The Short Answer
Pre-approval amount: Within minutes of completing your application
Funding call: Where you get your exact numbers and next steps
Funding timeline: Depends on the pathway you choose
🚀 Step 1: Get Pre-Approved in Minutes
As soon as you complete your application, we run a soft credit pull (no impact to your score).
👉 Within minutes, we have access to your pre-approval range.
That’s why the next step is critical…
📞 Step 2: Book Your Funding Call (Where You Get Answers)
Your Funding Call is where everything becomes clear.
On that call, we will:
Tell you exactly how much you’re pre-qualified for
Explain how that number is determined
Walk you through the best funding pathway for your goals
Outline your next steps to move forward
📌 This is where we move from “estimate” → execution and strategy
💰 Step 3: Choose Your Funding Pathway & Timeline
Your timeline depends on the funding option that best fits your situation:
0% APR Funding (Our Specialty)
Approvals: Typically within ~72 hours after your funding call
Funds in hand: Typically 5–10 days after approvals
Interest: 0% intro APR for 12–21 months
💡 Best for:
Business funding without interest
Debt consolidation
Maximizing capital at the lowest cost
Term Loans
Approvals: Typically within 24–72 hours after your funding call
Funds deposited: Usually within 3–7 business days after accepting the offer
💡 Best for:
Structured repayment plans
Larger funding amounts
Businesses with consistent revenue
Merchant Cash Advance (MCA)
Funding timeline: Typically 2–4 days after your funding call
⚠️ Important:
MCAs are NOT 0% APR
They are higher-cost and typically used when speed is the top priority
🧭 Why We Don’t Give One “Speed” Answer
Most lenders focus only on speed.
We focus on:
Speed + strategy + cost efficiency
Because the fastest option isn’t always the smartest one.
Our job is to help you choose:
👉 The funding pathway that best fits your timeline, goals, and financial situation
✅ What You Can Expect
Fast pre-approvals (within minutes)
Clear answers on your Funding Call
Multiple funding options explained simply
A dedicated specialist guiding you from start to funding
🎯 Final Thoughts
You can have clarity on your funding within minutes of applying—and depending on your path, access capital in as little as a few days.
We’re here to help you move fast—but more importantly, move smart.