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How Fast Will I Receive Funds with a Merchant Cash Advance?

MCAs are designed for speed—here’s how quickly you can expect funds to arrive when you need them most.

WeLendIt Support avatar
Written by WeLendIt Support
Updated over 6 months ago

One of the biggest advantages of a Merchant Cash Advance (MCA) is how quickly it can put money in your hands. If you’re juggling day-to-day expenses, unexpected repairs, or an exciting new opportunity, waiting weeks for a traditional loan just doesn’t cut it.

Here’s how it works with We Lend It:


✅ Fast Decisions, Fast Funding

With We Lend It, you can typically expect to:

  • Get a funding decision within hours of submitting your application and bank statements (not days or weeks like traditional banks).

  • Once you’ve reviewed and signed your funding agreement, funds are often deposited into your account within 1–2 business days.

This fast turnaround helps you stay focused on running your business—without losing momentum or worrying about cash flow gaps.


✅ What Helps Speed Up the Process?

A few factors can help ensure your funding arrives even faster:

  • Having your most recent 3 months of bank statements ready to upload with your application.

  • Responding quickly to any questions from your Funding Specialist.

  • Providing accurate and up-to-date information about your business’s cash flow.

At We Lend It, we work to keep the process smooth and easy so you can get the funds you need without unnecessary delays.


✅ Real Support from Start to Finish

As soon as we receive your application, a dedicated Funding Specialist will reach out to:

  • Answer your questions and walk you through your options.

  • Help you understand what to expect next and keep you updated along the way.

  • Make sure you feel fully informed and supported at every step.


💡 Final Thoughts

So, how fast will you receive funds with an MCA? In most cases, you’ll see funds in your account within a couple of business days—sometimes even faster.

At We Lend It, we’re here to make funding simple, fast, and stress-free—so you can keep your business moving forward.

Let’s make it happen—together!

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