We know that protecting your credit score is important, especially when you’re exploring funding options for your business. That’s why at We Lend It, there’s no hard credit pull when you submit your initial application.
Here’s what that means for you:
✅ No Hard Pull to Get Started
When you complete your application, we use a soft credit pull through Experian to determine your pre-approval amount.
👉 This allows us to:
See what your current credit profile qualifies you for
Provide a pre-qualification range within minutes
Give you real answers—without affecting your credit score
💡 You can explore your options completely risk-free.
📞 When Does a Hard Pull Happen?
A hard credit pull only happens later in the process, and only if you choose to move forward.
After your application:
We’ll show you your pre-approval amount
We’ll walk you through your personalized funding pathway
👉 Only if you decide to proceed with that strategy do we move to the final application stage, which may require a hard pull depending on the funding type.
🧭 Why We Do It This Way
We believe you should be able to:
See what you qualify for
Understand your options
Build a strategy
Without risking your credit score upfront
That’s why we separate:
Pre-qualification (soft pull, no impact)
Final approval (hard pull, only if you move forward)
🤝 No Surprises—Just Transparency
Your Funding Specialist will always:
Let you know if and when a hard pull is required
Explain exactly what step you’re in
Make sure you’re fully comfortable before moving forward
You’re always in control of the process.
🎯 Final Thoughts
You can apply, get pre-qualified, and understand your options without any impact to your credit score.
We’re here to help you explore your funding options—risk-free and with full transparency.