If you’re wondering whether your credit score will impact your chances of getting funding through We Lend It, you’re not alone. Many business owners worry that a less-than-perfect credit score will hold them back.
Here’s the good news: We Lend It does not have a minimum credit score requirement.
Instead of focusing on a single number, we take a more holistic look at your business’s financial health. Here’s what that means for you:
✅ We Look at Your Business, Not Just Your Credit Score
Our goal is to help businesses like yours access up to $2 million in funding if you qualify—whether you’re managing day-to-day expenses or investing in your next big opportunity.
To do that, we don’t just zero in on your credit score. Instead, we analyze your bank statements and cash flow to get a real picture of what your business can afford.
This allows us to find funding solutions that are sustainable and tailored to your business’s unique needs.
Even if your credit isn’t perfect, we’ll look at the bigger picture to see how your revenue, transactions, and consistency show your business’s ability to repay.
✅ Why This Matters for You
We know that traditional banks can be rigid and slow to work with—often turning away businesses that don’t fit into their narrow boxes.
At We Lend It, we’re here to support the businesses that big banks often overlook.
That’s why we work with a range of funding partners and take a more flexible, realistic approach to helping you find the right funding solution.
✅ Real Conversations, Real Support
From the moment you apply, you’ll be connected with a dedicated Funding Specialist who will:
Answer your questions honestly and in plain language
Explain how your bank statements and cash flow are evaluated
Make sure you feel informed and comfortable with any offers you receive
We’re not here to give you the runaround or to treat you like just another number—we’re here to help you access the funding you need to keep your business moving forward.
💡 Final Thoughts
If you’re ready to explore your options—or if you just want to learn more about how we evaluate businesses— 👉 start your application here.
At We Lend It, we believe in real conversations and real solutions—so you can get the funding you need, even if your credit score isn’t perfect.
Let’s grow your business together!