We know applying for funding can feel overwhelming—especially when you’re trying to run your business at the same time.
At We Lend It, we’ve simplified the process into a clear, step-by-step pathway so you can get answers quickly and move forward with confidence.
🚀 Here’s Exactly What to Expect
Step 1: Complete Your Application (2–3 Minutes)
Start by filling out our quick, secure application.
You’ll provide:
Basic personal and business information
How much funding you’re looking for
How you plan to use the funds
✅ No hard credit pull
We use a soft pull only, so there is no impact to your credit score.
👉 Within minutes, we determine your pre-approval range.
Step 2: Book Your Funding Call
After applying, you’ll schedule a 1-on-1 Funding Call with a specialist.
This is the most important step in the process.
During this call, we will:
Ask a few key questions about your situation and goals
Understand what you’re trying to accomplish
Walk you through what you pre-qualify for
Show you the best funding pathway for your situation
📌 This is where we move from guessing → clear strategy
Step 3: Confirm & Prepare for Your Call
Once your call is booked:
Our team will reach out to confirm your time
We may ask a few follow-up questions
This allows us to:
Prepare your file in advance
Build a more accurate funding strategy
Maximize what you can qualify for
Step 4: Get Your Funding Strategy & Pre-Approval
On your Funding Call, your specialist will:
Tell you exactly how much you’re pre-qualified for
Explain how that number is determined
Show you the fastest and most strategic way to access that capital
For many clients, this includes our specialty:
💡 0% APR Funding
Access capital with 0% interest for 12–21 months
Structured through stacking multiple business or personal credit cards
Designed to maximize funding at the lowest cost
We’ll also walk you through other options if they’re a better fit.
Step 5: Execute & Get Funded
If you decide to move forward, we guide you step-by-step through execution.
Depending on your pathway:
0% APR Funding:
Applications submitted strategically
Approvals typically within ~72 hours
Funds in hand in ~5–10 days
Other options (term loans, MCA, etc.):
Faster or alternative structures depending on your needs
👉 You’ll work directly with your Funding Specialist the entire time—no handoffs.
💡 Important Things to Know
No hard credit pull upfront
Your Funding Call is where you get real numbers and a clear plan
We focus on strategy—not just speed or pushing one product
🤝 We’re Not a Lender
We are Funding Specialists and small business consultants.
That means:
We help you understand your options
Build a plan based on your goals
Guide you all the way through funding
Our goal is simple:
👉 Help you access the capital you need to move forward with clarity and confidence
🎯 Ready to Get Started?
We’ll help you turn your current situation into a clear funding strategy—fast.