We know that applying for funding can feel overwhelming—especially when you’re juggling all the demands of running a business. At We Lend It, we’re here to make the process as simple and transparent as possible, so you can focus on what you do best: growing your business.
Here’s exactly what to expect once you submit your application:
✅ Step 1: Submit Your Application
When you’re ready, head to our website and complete our quick online application. It only takes a few minutes and asks for the essentials:
Basic information about your business, including your revenue and industry
How much funding you’re seeking
How you plan to use the funds
We’ve intentionally kept this part short and straightforward—no lengthy forms or complicated requirements. And remember: there’s no hard credit pull at this stage, so there’s no risk to your credit score.
✅ Step 2: Upload Your Bank Statements
After you submit your application, we’ll ask you to upload your most recent three months of business bank statements. This helps us understand your cash flow and find the best funding options for your needs.
Don’t worry—our upload process is secure and easy to use. Your information is protected with top-level encryption.
✅ Step 3: Connect with Your Dedicated Funding Specialist
As soon as we receive your application, we’ll assign you a dedicated Funding Specialist. One of the best parts of working with us is that you’ll have a real person—someone who understands your business and will be with you every step of the way.
Your Funding Specialist will:
Personally reach out to you by phone and email—often the same day you apply
Answer any questions you have about the process
Help you understand your funding options and what to expect next
We’re not here to just check boxes—we’re here to partner with you and make sure you feel supported.
✅ Step 4: We Match You with the Best Options
Once we have your information, we get to work. We’ll review your application and bank statements to understand your business’s needs and find the funding programs that make the most sense for you.
Here’s the part you’ll love:
You don’t have to shop around or fill out multiple applications.
We leverage our network of trusted lending partners to do the legwork for you.
Most of the time, we hear back from lenders within 1-2 hours—no long waits.
During this time, all you need to do is keep running your business—we’ll handle the rest.
✅ Step 5: Review and Choose Your Funding Option
Once we hear back from our lending partners, your Funding Specialist will reach out to you with the details of your best funding options. We’ll explain everything in plain language—no confusing jargon or hidden fees.
We’ll go over:
The terms and repayment structures
Any questions or concerns you have
What the funding will look like in practice
We want you to feel completely confident in your decision—this isn’t about a one-size-fits-all solution. It’s about what’s right for your business.
✅ Step 6: Sign Your Agreement and Get Funded
When you’re ready to move forward, we’ll send you the funding agreement to review and sign electronically. Once it’s signed, funds are usually deposited in as little as 1-2 business days.
You’ll be able to immediately put that funding to work—whether that’s covering payroll, buying inventory, or investing in your next big growth opportunity.
💡 A Few Things to Remember
There’s no fee to apply—no obligation, no risk.
We’re here to support you, even if your credit isn’t perfect. We look at the big picture of your business, not just your credit score.
We’re a broker, not a direct lender, which means we can find the best options for you from our network of trusted funding partners.
Ready to Get Started?
At We Lend It, we’re not just in the business of funding—we’re in the business of helping business owners like you keep moving forward. Let’s get started!