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Can I get more than one MCA at the same time?

Understand your options for having multiple MCAs and what lenders look for.

WeLendIt Support avatar
Written by WeLendIt Support
Updated over 6 months ago

Yes, it’s possible to have more than one MCA at the same time, though it depends on your business’s revenue and the lender’s risk assessment. This is called “stacking,” and it’s not always recommended due to repayment challenges.

Key points:

  • Multiple MCAs may be possible if your cash flow can handle them.

  • Each new MCA adds to your daily or weekly repayment obligations.

  • Lenders consider revenue and existing debts before approving a new MCA.

  • Stacking can limit your flexibility, so talk to us first to see if it’s the best fit.

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