At We Lend It, we prioritize speed and flexibility. We typically start with a soft credit pull to assess your eligibility, which does not impact your credit score. A hard credit pull is only done if you move forward and accept an offer.
Key points:
Initial applications involve a soft credit pull only.
Soft credit checks do not affect your credit score.
A hard credit pull may occur later if you accept an offer.
We’re transparent about this step before you proceed.