Applying for an MCA with We Lend It typically does not impact your credit score in a significant way. Our initial review often involves a soft credit pull, which doesn’t lower your score.
We use a soft credit inquiry for most applications.
Soft inquiries do not appear on your credit report in a way that lowers your score.
If you decide to proceed and sign a funding agreement, a hard pull may be done by the final funder—but this happens only when you move forward with funding.