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What if my statements show some overdrafts?

Discover how occasional overdrafts in your bank statements are considered during our review process.

WeLendIt Support avatar
Written by WeLendIt Support
Updated over 6 months ago

A few overdrafts won’t necessarily disqualify your application. We understand that small businesses can face temporary cash flow issues, and we take a balanced view when reviewing your statements.

  • We look at the overall health of your cash flow, not just one or two overdrafts.

  • Frequent overdrafts may be a concern, but occasional ones are common.

  • Be upfront—our team is here to help you find the best funding fit, not penalize you for normal business ups and downs.

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