In fact, one of our specialties is helping entrepreneurs access capital before they qualify for traditional business funding.
💡 The Key Difference
Traditional lenders (like banks) typically require:
1–2 years in business
Proven revenue
Financial statements
👉 Most startups don’t meet those requirements yet.
That’s where we take a different approach.
🚀 Best Funding Option for Startups: 0% APR Funding
For most startups, the best starting point is:
👉 0% APR funding (our specialty)
This allows you to:
Access capital using your personal credit profile
Get 0% interest for 12–21 months
Launch your business without high-interest debt
📌 Requirements typically include:
680+ credit score
Established credit history
👉 No time in business required.
📊 What If You Don’t Qualify for 0% APR?
If your credit profile isn’t quite there yet, there are still other options—but they may require:
Merchant Cash Advance (MCA)
Typically requires 3–6 months in business
Around $10,000+ monthly revenue
Term Loans / Lines of Credit
Usually require 2+ years in business
Strong revenue and financials
🧭 What This Means for Startups
👉 If you’re just getting started:
0% APR funding is often your best entry point
It allows you to bridge the gap until you qualify for traditional funding
👉 As your business grows:
You can transition into larger, longer-term funding options
🤝 Not Sure Where You Stand?
You don’t need to guess.
When you apply:
We show you what you qualify for (no hard credit pull)
Walk you through your options on a Funding Call
Help you build a clear funding strategy
🎯 Final Thoughts
Yes—startups can qualify.
The key is choosing the right funding pathway based on where you are today.
👉 For many entrepreneurs, that starts with leveraging their credit to access capital now—and building from there.
Let’s see what you qualify for—and build your funding plan from day one.