A Merchant Cash Advance (MCA) is a funding solution designed to provide your business with quick access to working capital. Instead of fixed monthly payments like traditional loans, an MCA is repaid automatically through a percentage of your daily or weekly sales.
✅ How It Works
You receive a lump sum of funding upfront to use for your business needs—whether that’s managing cash flow, covering payroll, or seizing growth opportunities.
Repayments are automatically deducted as a small percentage of your future sales. This means they adjust to the pace of your business, easing the pressure during slower periods.
✅ Why It’s Different
Unlike traditional loans that come with rigid monthly payments and lengthy approval processes, MCAs offer:
Speed: Get funded quickly, often within days.
Flexibility: Repayments that align with your revenue, not a fixed schedule.
Access: Easier qualification, even if your credit isn’t perfect.
✅ How We Lend It Helps
At We Lend It, we offer MCAs as part of our mission to make funding simple and accessible for small businesses. We’re here to help you:
Understand how an MCA fits your business’s needs.
Navigate the application process with ease.
Secure the working capital you need—even when banks can’t keep up.
We’re here to help your business grow on your terms. Let’s get started!