At We Lend It, we know that every business has unique needs—and we believe your funding options should reflect that. That’s why we offer a range of flexible financing solutions designed to support your business’s growth, whether you’re covering daily operating costs, expanding your operations, or investing in new opportunities.
Here’s a closer look at the types of funding we offer:
✅ Merchant Cash Advances (MCAs)
A popular choice for businesses that need quick access to working capital.
How it works: You receive a lump sum of funding upfront, and repayments are based on a percentage of your future sales—so they adjust as your cash flow does.
Best for: Businesses with strong credit card or debit card sales, and those that need funds fast without a long approval process.
Why it’s different: MCAs aren’t traditional loans—they’re an advance against your future revenue, making them accessible even if your credit score isn’t perfect.
✅ Business Lines of Credit
A flexible solution that gives you access to funds whenever you need them.
How it works: You’re approved for a set credit limit and can draw funds as needed—only paying interest on what you use.
Best for: Managing seasonal cash flow fluctuations, covering unexpected expenses, or seizing growth opportunities as they arise.
Why it’s great: You don’t have to reapply every time you need funding—giving you peace of mind and flexibility.
✅ Traditional Business Loans
A reliable option for businesses with long-term growth plans.
How it works: You receive a lump sum of funding that you repay in fixed installments over a set term.
Best for: Larger investments like remodeling, hiring staff, or expanding your location.
Why it’s powerful: Traditional loans can offer lower rates and predictable repayment structures—ideal for strategic, planned growth.
✅ Equipment Financing
Upgrade your tools and technology without draining your cash flow.
How it works: Get funding specifically to purchase or upgrade essential equipment—often using the equipment itself as collateral.
Best for: Businesses in construction, manufacturing, transportation, and any industry that relies on equipment to get the job done.
Why it’s smart: You get the equipment you need now while preserving working capital for other priorities.
💡 Why Choose We Lend It?
✅ We make it easy: Our simple, short online application means you spend less time filling out paperwork and more time focusing on your business.
✅ We move fast: Most funding decisions are made within hours, not days or weeks—so you can keep moving forward.
✅ We offer real support: Every applicant is paired with a dedicated Funding Specialist who will answer your questions and guide you through the entire process.
✅ We’re flexible: Even if your credit isn’t perfect, we’ll work to find funding solutions that fit your unique situation.
✅ We’re your partner: From start to finish, we’re committed to helping you get the right funding for your goals.
Let’s Find the Best Funding for You
Whether you’re covering payroll, purchasing new equipment, or investing in your next big opportunity, We Lend It is here to help you access the right funding solution—fast and hassle-free.
Let’s keep your business moving forward—together!